01 INTRODUCTION
02 ABOUT COMPANY
2.2. Murdock Financial Investment - is a digital currency/electronic investment system that allows you to make investments to trading activities in all over the world. We provide an opportunity to make money off investment packages as well as to use the additional way to earn which is referral bonuses.
03 SCOPE OF THIS AGREEMENT
3.2. To use additional services, you might need to accept additional provisions and conditions that concern order or usage of these services.
3.3. Before you are allowed to use any Murdock Financial Investment - services you have to:
3.3.1. Study this Agreement and tick the box as the confirmation that you accept all the terms contained in the present Agreement and in the agreements on "User Agreement" page including "Client's Liability", "Other Provisions", "Settlement of disputes and extraordinary cases", "Other risks and force-majeure related provisions", "Article 1 to public offer for access to Murdock Financial Investment - system services", "How to close account".
04 ACCOUNT OPENING
4.2. To use our services first you have to open Murdock Financial Investment - account through registering your details on our web site.
4.3. If you are an individual, you have to be over the age of 18 to use our services. By registering Murdock Financial Investment - account you confirm you are 18 years old or older.
4.4. In accordance with legislation we are obliged to perform all required inspections of security and assumed diligence for you (including any parties participating in your transaction, for example, your payee) in order to render you any Murdock Financial Investment - services. You agree to comply with our any request aiming at receiving additional information and you provide this information in an applicable form. Moreover, you agree that directly or via any third parties we can forward any requests that are necessary to us to check validity of your information.
4.5. All the information you provide to us must be complete, accurate and true at any time. You must amend this information each time it changes. We cannot be liable for any financial losses incurred by your unfulfillment of the mentioned above. At any time, we can request to confirm accuracy of information and provide additional confirming papers.
05 ACCOUNT CLOSING
5.2. If at the moment of closing your Murdock Financial Investment - account has a balance, we will request you to transfer your funds to your electronic payment system within 30 days. During that time your Murdock Financial Investment - account will only be available to withdraw the balance. Upon this term expiration you cannot access your Murdock Financial Investment - account, but you can withdraw the balance through contacting help desk with the request to send money via any means applicable for us.
5.3. If you want to get access to your Murdock Financial Investment - transaction history after closing your Murdock Financial Investment - account, you have to contact technical support and request the information. You can do it within 1 year from the moment of closing of your Murdock Financial Investment - account.
06 IDENTITY VERIFICATION
6.2. This can include but not be limited to requesting you about additional information that allows us to verify your identity reasonably. Specifically, we can require you to take measures in order to confirm your property right for your phone number or payment tools. We also can check your information via third party databases or other sources.
6.3. We reserve the right to close, suspend or limit access to your Murdock Financial Investment - account if we fail to receive, verify this information or if you do not comply with our requests according with the clause herein.
6.4. To personalize the account, we request a confirming personality document such as national identity document, national passport, international passport, driver's license. We also accept a resident permit. Identity confirming documents of unrecognized states are not admitted. Help desk might need a photo of the user's identity confirming document by partner face to ensure the document authenticity.
6.5. Account personalization is not available to the users of the age under 18.
07 FUNDS WITHDRAWAL
7.2. Note that funds withdrawal is performed daily BST Time 8:00 PM according with company's policy.
08 ACCOUNT REPLENISHMENT
09 RESTRICTIONS FOR SERVICES USAGE
9.2. It is not allowed to use Murdock Financial Investment - services for any activities connected with the following types of products and services:
9.2.1. Malicious software;
9.2.2. Individual personal details;
9.2.3. Infringing goods;
9.2.4. Any other products prohibited by law.
10 GENERAL LIABILITY
10.2. You are solely liable for all losses caused by malicious software (backdoors, worms, trojan horses, viruses, malicious payloads as well as any other malicious software) and your lack of knowledge.
10.3. You are liable for: (i) using Murdock Financial Investment - services only via legal service suppliers (Internet providers and mobile companies) and means of communication; (ii) installation of the following software to your personal computer, mobile phone or other device you use Murdock Financial Investment - services from: updated antivirus software (must be last updated before signing in Murdock Financial Investment - account), updated releases of Firefox, Opera, Internet Explorer, Google Chrome or other web browser (or web- based application), updated version of operating system.
10.4. You are liable for regular signing in Murdock Financial Investment - account and regular reviews of Murdock Financial Investment - transaction history as well as immediate reports on any issues, obvious errors and Murdock Financial Investment - unauthorized transactions. If you contact us late this can result in loss of money or essential rights.
10.5. You are liable for updating of contact details contained in your Murdock Financial Investment - account.
10.6. If you do not notify us without unjustified delay about any loss of your password or about other event that how you could reasonable expect would endanger security of your Murdock Financial Investment - account after you got aware of such an event, then case you are liable for losses incurred until you inform us.
10.7. If any wrong and or wrong sent payment occurs, we will take applicable measures to help you track the payment.
10.8. Our liability upon this Agreement is limited to providing you with digital currency/electronic wallet and related payment services and we are not responsible for quality, efficiency or other indirect output of products and/ or services purchased through Murdock Financial Investment - services.
10.9. We will not be liable for assessment or payment of any taxes, fees or other charges caused through your usage of Murdock Financial Investment - account or services provided herein.
10.10. Costs reimbursement. You agree to protect, reimburse or compensate us and secure us against any claims, demands, costs and expenses (including court costs, fees and penalties) incurred to us due to your breach of the present Agreement, violation of any applicable law or regulating and using services. This provision will remain in force after our cooperation is terminated.
11 TERMS AMENDMENT
11.2. The updated revision will become effective at the moment of publication.
11.3. If the Client continues using Murdock Financial Investment - services after any amendments enter in force, this will imply that these amendments are accepted by the Client unconditionally.
12 TERMINATION AND SUSPENSION
12.2. Each Murdock Financial Investment - account that remains inactive within 36 months will be closed automatically and this Agreement will be terminated. Fees resulted from inactive account management will continue being charged after closing of your Murdock Financial Investment - account. This provision remains effective after our cooperation is terminated.
12.3. At any time, we can suspend or cease your Murdock Financial Investment - account without prior notification if:
12.3.1. You breach considerably any terms hereof and (if this breach is unamendable) you cannot correct this breach within 30 days after receipt of the written notification about this;
12.3.2. Your multiple times breach any of terms hereof in the way allowing to justify the opinion its provision cannot comply with the terms hereof;
12.3.3. We have reasons to suggest that you are involved in some fraudulent activities, money laundering, terrorism or other criminal activities;
12.3.4. We have reasons to suspect that your Murdock Financial Investment - account was used or is being used without your permit or under false pretense. We will notify you either prior to suspension or if preliminary notification is not applicable in existing circumstances immediately after the suspension unless we are not prohibited by law to notify you.
13 COMPLAINTS
13.2. We will try to send you a reply or decision concerning your complaint within 30 days. If it is not applicable due to unexpected circumstances or lack of information, we will contact you.
14 OTHER PROVISIONS
14.2. No one except you has any rights upon this Agreement.
14.3. Your Murdock Financial Investment - account is your personal tool and in accordance with this Agreement you cannot transfer any rights to any third party.
14.4. Your Murdock Financial Investment - account is located in the United Kingdom and the present Agreement is governed and interpreted in accordance with the United Kingdom Emirates laws. Any dispute under the present Agreement or related to your Murdock Financial Investment - account in any way must be handled only in courts of the United Kingdom.
14.5. If any scope of the present Agreement will be recognized by a court of competent jurisdiction as non-effective, illegal or legally invalid then this scope will be separated from the rest of the Agreement that will remain in force and be applied to the extent allowed by law.
14.6. The definitions listed in Article 1 are used for the present Agreement.
Article 1 - Definitions
"Murdock Financial Investment - exchange means the service that allows you by using digital currency/electronic money in the same currency to purchase electronic money in other currency by means of our exchange rates.
Murdock Financial Investment - transaction means any transaction executed by Murdock Financial Investment - user through Murdock Financial Investment - system.
"Murdock Financial Investment - user or "Client" means an individual or legal entity that is an acceptable client of Murdock Financial Investment - payment system.
Murdock Financial Investment - transaction means any transaction executed by Murdock Financial Investment - user through Murdock Financial Investment - system.